PPI Claim Address List for All Banks

When you are making a PPI Claim from your bank, building society, credit card provider, loan provider, etc, it is very important that you send your completed PPI Claim Form to the correct address.

After all, if you want a PPI refund from your bank, you want to make sure they receive it.

Here are some of the common addresses you will need. Continue reading

PPI Calculator

How much can you claim back on your PPI refund? Use our simple, free PPI calculator to work out how much you might get back in PPI redress.  You can use this as your credit card PPI reclaim calculator.

PPI was often missold on loans, mortgages and credit cards.  Each of these products will have different rules and procedures for calculating your PPI refund.

Calculate PPI refunds easily with this PPI calculator. Continue reading

How to Make a PPI Claim against Lloyds TSB

Lloyds PPI Claims – Lloyds TSB, like similar reputable financial associations, make it very straightforward to make a Payment Protection Insurance (PPI) claim against them.

They have set aside a large pot of money to settle Lloyds PPI claims, and if you have a valid PPI complaint with valid reasons to claim against them, you should receive a PPI refund from Lloyds TSB without any unnecessary delay.

Here’s how to do it. Continue reading

Most successful reasons for making a PPI claim

These are some of the most commonly used and successful reasons for making a PPI claim and these are questions to ask yourself.

When making a PPI claim it is important to assess your own personal circumstances and decide if you have a valid reason for claiming.

It is useful to know what is, and what is not, a valid reason for making a PPI claim.  Continue reading

Fact Check: Holding your breath for 10 seconds – Coronavirus Test

Holding your breath for 10 seconds, is it fact or fiction that it’s a good test for fibrosis in your lungs and the presence of coronavirus?

This information appeared fairly early on in the coronavirus outbreak. As with many similar claims, it always starts with ‘Experts claim’ or some such pseudo validation.

Here’s an example that I recently received,

Experts suggest doing this simple verification every morning: Breathe in deeply and hold your breath for 10 seconds. If this can be done without coughing, without difficulty, this shows that there is no fibrosis in the lungs, indicating the absence of infection. It is recommended to do this control every morning to help detect infection.

On the face of it, it sounds so simple. And you’ll be thinking, here’s a simple test that everyone can do at any time to determine the health of their lungs and the presence or absence of coronavirus.

Continue reading

Why do I pay tax on my PPI refund?

Paying tax on my PPI refund – Why is there tax deducted from my PPI interest payment?

If your bank has agreed to your PPI complaint they will provide you with a full breakdown of the refund calculation.

The total of your premiums will be shown in the calculation along with any interest that you have been given on that total. The standard practice is for banks to apply an 8% simple interest on your total PPI premiums. Continue reading

Elderberry Liqueur Recipe

Elderberry liqueur is a great way to use up those hundreds of elderberries that are ripe and ready in September and October.  And it’s so simple to make as well.

Elderberries are usually ready in mid to late September in the UK, or perhaps early October depending on your region.  You will know they are ready once the berries turn from small and green to fuller plump purple or black.  Just watch out because your time window for picking them will be quite short – the birds are going to see when the elderberries are ready and start picking the trees clean! Continue reading

How to watch The Grand Tour with Clarkson, Hammond and May

How to watch The Grand Tour which starts in Autumn 2016 on Amazon Prime featuring Jeremy Clarkson, Richard Hammond and James May. The new show will be available to view on Amazon’s Prime Video streaming service.

So what is Amazon Prime?  An how can you watch The Grand Tour on Amazon Prime? Continue reading