Zopa can be a great way to beat the average savings account. You invest in Zopa, they lend your money to creditworthy borrowers and you get your money back with interest when the borrowers repay their loans.
So as a lender or investor, what do you need to know? Continue reading
Zopa is the longest established and highly successful player in the peer-2-peer lending and borrowing marketplace.
Like other peer-2-peer lenders, Zopa is mostly funded by members of the UK public who have a bit of spare cash they want to invest. Those investments are used to provide very competitive loans to other members of the public. Continue reading
Sorry Apple but this is a rant about how bloody stupid it is to be forced to use your proprietary software iTunes to do the simplest of things to my iPhone, manually copy a handful of mp3s on to my iPhone. Arrgh! Continue reading
If you are training for an outdoor run, don’t rely solely on treadmill training as your preparation. Running on a treadmill in the gym is not the same as running for real. Continue reading
You’re a flake. He’s such a flake. What does it mean? Continue reading
Do you have a Cash ISA? Do you have some spare cash to top up your Cash ISA? When is the best time to invest that cash in your ISA? Continue reading
Where do you park for the Belfast Marathon Relay changeover points?
The official Belfast Marathon website will tell you that transport is provided from Ormeau Embankment early in the morning on race day. But what if you don’t live in Belfast, or don’t want to get to your relay changeover point hours before you need to be there?
Where can you park close to the relay changeover points? Continue reading
Runners, protect your nipples!
OK so this was unexpected. Having completed my leg of the marathon relay without any problems, I put on my jacket and make my way back to the car.
It’s a warm day so I take my jacket off for the drive home. I look down and see what looks like spots of blood on the front of my running vest. Continue reading
Tinned dehydrated foods have a really long shelf life and are ideal for long term prepping.
One of the downsides to building up a disaster larder or store cupboard is the limited lifespan of some foods. Store bought foods generally might have 2 or 3 years on them.
This means that, even if you stretch out the dates a bit, you will be rotating foodstuffs in your store every few years. That means extra cost replacing those items and potential waste if it’s not the kinds of food you want to eat in normal, non-emergency circumstances. Continue reading
Did I have PPI on my loan, credit card, store card or mortgage? How do I know if I had PPI?
These are some of the most common questions asked on here about PPI. Continue reading